Kathleen had a kidney transplant in March of 2007 leaving her with outrageous perscription bills for the rest of her life.
Two forms of insurance were required for the transplant, which she had:  Medicare ESRD and Antham Blue Cross.

The problem is, if she doesn't stay employed, the prescriptions to maintain the kidney would bankrupt her. She has
been unemployed for 4 months, using an 18 month cobra.

Her concern is for the future. Kathleen believes age is truly a factor in obtaining employment, whether it is voiced or not.

She began with insurance in a very small group, but ended up having insurance in a large group. The small group began at $295.00 per person, and ended up, in a large part, because of her medical costs, costing the
employees $755.00 per month.

If a plan was not based on individual groups, but on a nation-wide pool, we could all pay more evenly and hopefully,
individual insurance, as well as group, would not be so costly.  At the current time, Kathleen is completely uninsurable,when Cobra runs out if she is not  part of a group. She fears that even with some new plans, the insurance could cost as much as the prescriptions, not solving any of her financial issues.